Certificates

MCT offers several types of certificates with flexible terms.  For your peace of mind, all MCT accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Your Individual Retirement Accounts (IRAs) are insured separately up to an additional $250,000.

Share Certificate

Start earning high dividends at fixed rates by opening a Share Certificate* with a minimum deposit of just $1,000.
Rates     Open a certificate

 

Jumbo Certificate

You can earn premium dividends at fixed rates by opening a Jumbo Certificate* with a minimum deposit of $50,000.
Rates     Open a certificate

 

IRA Certificate

As part of your retirement plan, consider opening an IRA Share Certificate, IRA Jumbo certificate, or an IRA savings account.*
Rates     Open a certificate     Choosing the right IRA

 

 

*There is a penalty for early withdrawals from certificates.
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