MCT offers several types of certificates with flexible terms. For your peace of mind, all MCT accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Your Individual Retirement Accounts (IRAs) are insured separately up to an additional $250,000.
Share Certificate
Start earning high dividends at fixed rates by opening a Share Certificate* with a minimum deposit of just $1,000.
Rates Open a certificate
Jumbo Certificate
You can earn premium dividends at fixed rates by opening a Jumbo Certificate* with a minimum deposit of $50,000.
Rates Open a certificate
IRA Certificate
As part of your retirement plan, consider opening an IRA Share Certificate, IRA Jumbo certificate, or an IRA savings account.*
Rates Open a certificate Choosing the right IRA








