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Rates & Calculators > Visa Rates 

Visa Rates

 

Visa Platinum Rewards

 Visa Platinum

 Visa Secured

Student Visa 

APR for Purchases/Cash Advances/Balance Transfers

As low as  11.25%

As low as 9.25%

 18.00%

13.90% 

 Variable Rate?

  ***Your APR may vary. The rate for purchases, cash advances, and balance transfers is determined monthly by adding 8% to the Prime Rate as published in the Wall Street Journal two days prior to the beginning of the new month.

 ***Your APR may vary. The rate for purchases, cash advances, and balance transfers is determined monthly by adding 6% to the Prime Rate as published in the Wall Street Journal two days prior to the beginning of the new month.

 N/A

N/A 

Grace Period for Repayment of Balance

 25 days

25 days 

25 days 

25 days

Balance Calculation Method for Purchases/Cash Advances/Balance Transfers

Average Daily Blance

Average Daily Blance 

Average Daily Blance 

Average Daily Blance 

Annual Fees

 $0

$0 

$0 

$0 

Minimum Finance Charge

 None

None 

None 

None 

Late Payment Fees

 $30

$30

$30

$30 

Over-the-limit Fees

 $30

$30

$30

$30

Transaction Fee for Purchases/Cash Advances/Balance Transfers

 $0

 $0

 $0

 $0

NSF Check Return Fee

 $30

$30

$30

$30

 
 Rates are current as of 01/11/2010.
 

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