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Rates & Calculators > Visa Rates 

Visa Rates

Visa Rates
  Visa Classic Visa Gold Visa Platinum Visa Secured Student Visa
APR for Purchases/Cash Advances 13.90%  8.50%***  9.90%  18.00%  13.90% 
Variable Rate? N/A  ***Your APR may vary. The rate for purchases and cash advances is determined monthly by adding 4% to the Prime Rate as published in the Wall Street Journal two days prior to the beginning of the new month.  N/A  N/A  N/A 
Grace Period for Repayment of Balance 25 Days  25 Days  25 Days  25 Days  25 Days 
Balance Calculation Method for Purchases/Cash Advances Average Daily Balance (Including New Purchases and Cash Advances)  Average Daily Balance (Including New Purchases and Cash Advances)  Average Daily Balance (Including New Purchases and Cash Advances)  Average Daily Balance (Including New Purchases and Cash Advances)  Average Daily Balance (Including New Purchases and Cash Advances) 
Annual Fees $0  $0  $0  $0  $0 
Minimum Finance Charge None  None  None  None  None 
Late Payment Fees $30  $30  $30  $30  $30 
Over-the-Limit Fees $30  $30  $30  $30  $30 
Transaction Fee for Purchases/Cash Advances $0  $0  $0  $0  $0 
NSF Check Return Fee $30  $30  $30  $30  $30 
as of 10/31/08 7:00 PM

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