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Rates & Calculators > Checking and Saving Rates
Checking and Saving Rates
Savings
| Product | Dividend Rate | APY | Minimum Opening Balance | Minimum to Earn Dividend Rate |
|---|---|---|---|---|
| Regular/Special Savings: $100 and up | 0.10% | 0.10% | $5.00 | $100 |
| Holiday Club Savings | 0.10% | 0.10% | $0.00 | $0.00 |
| Vacation Club Savings | 0.10% | 0.10% | $0.00 | $0.00 |
| Summer Paycheck Savings | 0.50% | 0.50% | $0.00 | $0.00 |
| Money Market $2,500 - $9,999 | 0.15% | 0.15% | $2,500 | $2,500 |
| Money Market: $10,000 to $19,999 | 0.15% | 0.15% | $2,500 | $10,000 |
| Money Market: $20,000 and over | 0.15% | 0.15% | $2,500 | $20,000 |
| High Yield Money Market: $25,000 to $49,999 | 0.20% | 0.20% | $25,000 | $25,000 |
| High Yield Money Market: $50,000 to $99,999 | 0.20% | 0.20% | $25,000 | $50,000 |
| High Yield Money Market: $100,000 and over | 0.20% | 0.20% | $25,000 | $100,000 |
Dividend Checking
| Product | Dividend Rate | APY | Minimum Opening Balance | Minimum to Earn Dividend Rate |
|---|---|---|---|---|
| Dividend Checking | 0.05% | 0.05% | None | $1,000 |
For information on account insurace, click here.
All rates and terms subject to change without notice.
*Minimum to open a special savings account is zero. Dividends are calculated by the average daily balance method and are compounded and credited monthly. Regular savings: Members under the age of 18 will earn dividends at the declared rate on average daily balances of $5.00 or more. Fees may reduce earnings. Average daily balance to earn dividends on a checking account is $1,000.00.
APY = Annual Percentage Yield.

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