MCT Federal Credit Union

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Rates & Calculators > Checking and Saving Rates

Checking and Saving Rates

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Savings

Product	Dividend Rate	APY	Minimum Opening Balance	Minimum to Earn Dividend Rate
Regular/Special Savings: $100 to $999*	0.50%	0.50%	$5.00	$100
Regular/Special Savings: $1,000 to $4,999*	0.55%	0.55%	$0.00	$1,000
Regular/Special Savings: $5,000 to $19,999*	0.60%	0.60%	$0.00	$5,000
Regular/Special Savings: $20,000 to $49,999*	0.90%	0.90%	$0.00	$20,000
Regular/Special Savings: $50,000 and over	1.00%	1.00%	$0.00	$50,000
Holiday Club Savings	1.00%	1.00%	$0.00	$0.00
Vacation Club Savings	1.00%	1.00%	$0.00	$0.00
Summer Paycheck Savings	1.98%	2.00%	$0.00	$0.00
Money Market $2,500 - $9,999	0.80%	0.80%	$2,500	$2,500
Money Market: $10,000 to $19,999	1.09%	1.10%	$2,500	$10,000
Money Market: $20,000 and over	1.79%	1.80%	$2,500	$20,000
High Yield Money Market: $25,000 to $49,999	1.79%	1.80%	$25,000	$25,000
High Yield Money Market: $50,000 to $99,999	2.03%	2.05%	$25,000	$50,000
High Yield Money Market: $100,000 and over	2.28%	2.30%	$25,000	$100,000

Dividend Checking

Product	Dividend Rate	APY	Minimum Opening Balance	Minimum to Earn Dividend Rate
Dividend Checking	0.30%	0.30%	$1,000	$1,000
Rewards Checking	1.00%	1.00%	$5,000	$5,000

For information on account insurace, click here.

All rates and terms subject to change without notice.

*Minimum to open a special savings account is zero. Dividends are calculated by the average daily balance method and are compounded and credited monthly. Regular savings: Members under the age of 18 will earn dividends at the declared rate on average daily balances of $5.00 or more. Fees may reduce earnings. Average daily balance to earn dividends on a checking account is $1,000.00.

APY = Annual Percentage Yield.