Never purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours.
Acting on this principle will mean you have far ...
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eAlerts
It's easy to stay on top of your finances with MCT's free eAlerts, which are email notices sent to you when different events take place on your account. For example, one eAlert helps you determine when you are approaching your credit limit, while another notifies you when your pay is automatically deposited into your account.
You can choose to receive as many eAlerts as you wish by signing up through Online Banking or calling 301.948.9880.
Insufficient Funds Notice- Notifies you when a check/ACH Payment has been returned due to unavailable funds in your account.
Regulation D Notice- Regulation D limits the number of preauthorized automatic, telephone, or internet transfers and withdrawals you may make each month from your savings and money market accounts. This notice will inform you of your remaining allowable automatic withdrawals or transfers that you have available (the limit is six per month).
Approaching Credit Limit Notice- Notifies you when your available credit is less than 5% on your Visa® Card, Line of Credit, and/or HELOC.
Payroll & ACH Deposit Notice- Notifies you when an automated deposit has been posted to your account.
Certificate Maturity Notice- Notifies you when your certificate is about to mature.
Product/Service Enhancements- Notifies you of any changes to rates, fees, products, and services.
Operations Notice- Notifies you of closings and other service interruptions.
Daily Balance Notice- Receive a daily email with your account balances.
Balance Alert- Notifies you when your available balance falls below a certain dollar amount, which you specify.
Visa Check Card Expiration Date- Notifies you when your existing Visa Check Card will expire and when to expect your new card in the mail.
Delinquent Loan Notice- Notifies you if a loan or Visa payment is overdue.
Courtesy Pay Notice- Notifies you when you’re approaching your fourth Courtesy Pay instance, which will cause the service to be deactivated.
