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Loans > Vehicle Loans 

Vehicle Loans

Beat the Rate with MCT!  

 

How would you like to save hundreds of dollars on your auto loan? Then step right up and BEAT THE RATE! Right now, we're offering rates as low as 3.99% APR* to help you get a better deal on your auto loan payment.

 

Whether you're shopping for a new car or looking to save money by refinancing, MCT has a deal for you.  Call today and find out how much you can save!

 

 

New Vehicle Loan

You can finance your new vehicle up to 60 months (or up to 72 months for loan amounts of $30,000 or more).  MCT lends up to 100% of the MSRP for qualified applicants.  Learn how to SAVE more by taking the dealership’s rebate and financing your loan with MCT.  View video

 

 Helpful Resources        Rates        Calculators        Apply Now

 

 

Used Vehicle Loan

You can finance a used vehicle that is five years old or less up to 60 months.  MCT lends up to 100% of the NADA retail value for qualified applicants.  

 

 Helpful Resources        Rates        Calculators        Apply Now

 

 

Preferred Teacher 1st Time Vehicle Loan


As a credit union started by teachers, we understand that getting started in your new career can be tough when you have little or no credit.  So, we designed this special new/used vehicle loan to help you get the financing you deserve.  Learn how to SAVE more by taking the dealership’s rebate and financing your loan with MCT.  View video

 

 Helpful Resources        Rates        Calculators        Apply Now

 

 

Refinance Your Vehicle and Save

If you financed your vehicle with another financial institution, you can refinance it with MCT and save money with our low rates and by selecting a new term.  If you bought a new vehicle within the past six months, you can refinance it at our new vehicle rate.  If you have a vehicle that's within the past five model years, you can refinance it at our used vehicle rate.

Helpful Resources        Rates        Calculators        Apply Now

 

*Annual percentage rate based on an evaluation of applicant's credit.  Not all members will qualify for 3.99% APR.  Other rates and terms available.  Existing loans financed with MCT are not eligible.

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