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Mortgages
MCT has partnered with CU Members Mortgage to offer you all of the mortgage programs you’re looking for, with all of these advantages:
- Highly competitive rates;
- A wide variety of terms, including fixed and adjustable rates;
- Low closing costs;
- And, personalized service.
Get started today!
Renting or soon-to-be owning?
As an MCT member, you can also enjoy discounts in Home Insurance through Members® Homeowners Insurance.Get a FREE Home Insurance Quote today online or by calling Members® Homeowners Insurance at 1.888.380.9287. Simply let them know you are a member of MCT Federal Credit Union and you can begin saving today!
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SPECIAL PROGRAM FOR FIRST TIME BUYERS!
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SPECIAL PROGRAM FOR FIRST TIME BUYERS!
Have you been waiting for the perfect time to buy your first home? That time is now! As part of the Recovery and Reinvestment Act, first time homebuyers can enjoy an even sweeter $8000 tax credit. Close on a home before December 1, 2009 and you may be eligible of up to $8000 off your tax bill.
There are hundreds of properties on the market to choose from, and loan programs such as FHA with down payments as low as 3.5% and historically low rates all add up to make this a fantastic time to buy.
Benefits:
· First-time homebuyers only
· Principal residences only
· Refundable tax credit equal to 10 percent of the purchase price of the home, up to $8000
· Available until December 1, 2009
· Income limits of $75,000 for individuals and $150,000 for a couple
· Credit is forfeited if you sell the house within 3 years
Take your first steps toward home ownership today. Speak to an MCT Mortgage specialist today by calling 301.948.9880.
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