Set Goals
Successful credit management helps you achieve your goals. Before we focus on
credit cards, let’s look at the bigger picture. ...
> More Tips
Join Now > Benefits of Joining MCT
Benefits of Joining MCT

As a not-for-profit financial institution, our one and only mission is to improve the financial lives of our members.
Membership includes many benefits:
- Lower rates on auto, Visa®, home equity, and personal loans than most traditional banks
- Higher dividends on money markets, savings accounts, certificates and IRAs than most traditional banks
- Free checking with access to over 32,000 surcharge-free Allpoint ATMs
- Convenient 24-hour account access
- Free financial counseling
- Member rewards program
- Complete investment services
- Free $2,000 Accidental Death & Dismemberment insurance
- Minimal fees
- And much more!
Once you become a member of MCT, you will always be a member - whether you change jobs, retire or move out of state. Plus, once you become a member, the members of your immediate family are also eligible to join.
Who can join?
Find out who is eligible for membership.
Branch Locations
Click here to find a location near you.
Become a Member
Open an account today!

- Benefits of Joining MCT
- Business Partner Program
- Eligibility
- Types of Memberships
Apply Now
There is always something new at MCT!
Find out the latest...
