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Internet Security

Online Banking Security
The security and privacy of your accounts and personal information is paramount. MCT is committed to safeguarding your financial information, transactions, and your funds, and works continuously to provide a secure environment for your online banking.
MCT’s Online Banking is secured with 128-bit SSL encryption, the industry standard for secure communications on the internet. SSL encrypts your data and protects it from unauthorized viewing or use, and provides trusted verification systems that ensure you have connected directly with MCT.
Here are a few of the other ways we safeguard we utilize:
• Firewalls - protects our computers from online attacks, break-ins, and snoopers.
• Your Password - created by you, only with your secret password are you able to access and review your account information.
• Privacy Policies - our stringent privacy policies, instituted and strictly observed by our dedicated staff, keeps your privacy safe and secure.
MCT has upgraded its secure online banking service to meet with the new rules and regulations of the Federal Financial Institutions Examination Council (FFIEC) regarding multi-factor authentication.
The upgrade to our online security offers another layer of protection provided by our free identity verification service. This new enhancement will monitor for uncharacteristic or unusual behavior involving your account. Should anything out of the ordinary be detected, you will be asked to verify your identity by answering security challenge questions that only you know the answers to. Most of the time you won’t notice that the security feature is even there… but it will still be protecting you 24/7.
For more details regarding our new identity verification service click here for our FAQ.
MCT is committed to keeping your personal information safe:
- We will never request personal information through email.
- We will never ask you to "verify" information in an email.
- We will never ask you to click on a link to a "special" website to verify or request personal information.
- We will never ask you to "reactivate" your account online.
Protect your Visa card online with a personal password. Visa provides reassurance that only you can use your Visa card online. Learn more about the benefits of Verified by Visa.*
Our site is secured by VeriSign. Click here to verify.
Rest assured we're doing all we can to protect you and your account information....online, over the phone and in person! If you have any follow up questions please feel free contact us directly.



