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Benefits

A brief summary of the benefits offered...

Medical

  • Employees are eligible for medical, dental, and vision benefits effective the first of the month following 30 consecutive calendar days of employment.
  • Carefirst Blue Cross Blue Shield; Blue Choice HMO, Blue Choice Open Access or Blue Preferred.
  • MCT pays 90% of the employee premium and 75% of remaining premium for full-time employees working at least 35 hours/week.
  • MCT pays 50% of the total premium for part-time employees working at least 20 hours/week.

Dental

  • Carefirst Regional Traditional – MCT pays 85% of the employee premium and 50% of remaining premium for full-time employees working at least 35 hours/week.
  • MCT pays 75% of the employee premium for part-time employees working at least 20 hours/weeek.

Vision

  • Carefirst – Integrated with Carefirst medical insurance.
  • VSP – Employees are responsible for 100% of the premium.

Flexible Spending Accounts

  • Employees are eligible to allocate pre-taxed dollars for medical and/or dependant care expenses.

^Life Insurance

  • CUNA Mutual Group Basic Term Life Insurance/AD&D (employer funds 2x annual salary).
  • Optional/Dependant Term Life Insurance (employees responsible for 100% of premium).

^Disability

  • CUNA Short & Long Term Disability (employer funded plan; employees are eligible following completion of 1 year of service).

401(k) plan

  • Employees are eligible at age 21 and must have completed three months of service during which they have worked at least 250 hours.  MCT will match 100% of the first 6% of the employee contribution (4% safe harbor match, 2% discretionary match subject to vesting schedule).  

NEAS Employee Assistance Program

  • CUNA’s confidential, free service offered to all employees and their family members 24/7.

Transportation Subsidy

  • Employees who commute using public transportation are eligible to receive a maximum monthly benefit of $50.00.

Educational Assistance Program

  • Employees are eligible following completion of 90 days of service. Maximum annual benefit of $3500 for undergraduate and certification courses. Maximum annual benefit of $5000 for graduate courses.

Paid Time Off

  • Employees are granted paid time off upon their date of hire (based on hours worked and length of service).

Paid Holidays

  • Employees are compensated for approved holidays that fall on their regularly scheduled work day (birthday included).

Bereavement Leave

  • Employees are eligible for time off with pay in the event of death in their immediate family.

In House Fitness Center

  • The Fitness Center is located in the corporate building and is available to all employees.

Credit Union Membership

  • Employees are eligible to join the credit union upon their date of hire.  Along with free membership, employees can take advantage of a variety of additional free products and services.

^ Denotes benefits for full-time employees only

The contents of this page are intended as a general overview of benefits offered and may be amended at any time.  Additional restrictions may apply.


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