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Financial Education & Resources > Mortgage Services
Mortgage Services
Mortgage Programs to Fit Your Needs
Why trust your biggest investment to anyone else? MCT has partnered with Diversified Financial Mortgage to offer you all the mortgage programs you’re looking for, with all these advantages:
- FHA and VA licensed
- My community 100% financing for first-time home buyers
- 30-year fixed rates with interest-only options
- 40-year terms
- Closing cost incentives for MCT members
- Personal service from local loan consultants, including:
- Credit health consultation
- Licensed mortgage professionals
- Access to over 1,000 mortgage options
- After-hours and weekend appointments
- Local offices or appointment opportunities at MCT branches
Plus, the high level of excellence you expect from MCT Federal Credit Union!
Click here to access a secure online application, mortgage calculators, a glossary of terms, and much more. You can also call 301.309.8040 to speak with a knowledgeable mortgage consultant.
SMARTMOVE
Here’s a really bright idea – when you buy or sell a home through our SMARTMOVE program, you can earn a rebate between $100 and $5,000!SMARTMOVE will put you in touch with a qualified real estate professional in your area. You will enjoy personalized service every step of the way, and when your transaction is complete, you’ll have some extra cash in your pocket!
The SMARTMOVE program is available to MCT members free of charge. Contact SMARTMOVE at 703.359.1831 or 800.645.6560 for details.

Home Equity Line of Credit
Check out our great rates.
