MCT Federal Credit Union

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Financial Education & Resources > Financial Counseling

Financial Counseling

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BALANCE will closed on Friday, February 8, 2008 for their Annual Staff meeting.

Are you saving enough for retirement?
Should you consolidate your bills?
How can you get creditors off your back?
Will you ever be able to pay for your children’s college education?

We all have financial questions from time to time. Fortunately, as a member of MCT you can get all the answers you need. We have partnered with BALANCE, a financial education and counseling service, to offer personal support in the following areas:

Credit Report Review

What’s in your credit report? What does it all mean? And how can you improve your credit score? BALANCE offers credit report review counseling with a certified credit report specialist at no charge to MCT members. For a nominal fee, BALANCE can also provide a credit report, if you do not already have one.

Counseling

You can schedule an appointment to speak with a BALANCE counselor over the phone. Counselors are qualified to discuss general money management and credit topics including goal setting, spending and savings plans, credit and credit reports, and housing issues. There’s no pressure, no embarrassment and best of all, no charge.

Debt Management

There’s no doubt about it – being in debt can be stressful! If you are having trouble making ends meet or receiving collection calls or letters, BALANCE can help you consolidate bill payments and negotiate with creditors to lower payments, and in some cases, reduce or eliminate interest and fees. This is also a free service for MCT members.

To contact BALANCE, simply call 1-888-456-2227 and let them know you are an MCT Federal Credit Union member.

Hours (Eastern Standard Time)