Home Buying Process
There are several steps to finding and buying a home. Your challenge is to put the home buying steps in the ...
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Credit Cards > Visa Platinum Plus
Visa Platinum Plus
With exceptional benefits and valuable bonus points, our Platinum Plus Card is a step (or two!) above the ordinary. This premier credit card provides:
- Credit limits to $30,000
- No blackout date for travel awards
- Travel Accident Insurance up to $1 million
- Discounts for hotels, rental cars and more
- Auto rental insurance
Plus earn bonus points for every dollar spent with VISA Score Card. You will also receive 2,000 bonus points when the card is used for the first time. All this with credit limits starting at $5,000 and no annual fee.
If you are ready to redeem your Bonus Points, click here.
Protect your Visa card online with a personal password. Visa provides reassurance that only you can use your Visa card online. Learn more about the benefits of Verified by Visa.
- When traveling out of the country Please remember - Prior to traveling out of the country, please let MCT know which countries you will be visiting and the dates. We will place a memo on your account, which will prevent your Visa Check Card and Visa Card from possibly being blocked due to unusual activity in those countries.
| Visa Classic | Visa Gold | Visa Platinum | Visa Secured | Student Visa | |
|---|---|---|---|---|---|
| APR for Purchases/Cash Advances | 13.90% | 9.00%*** | 9.90% | 18.00% | 13.90% |
| Variable Rate? | N/A | ***Your APR may vary. The rate for purchases and cash advances is determined monthly by adding 4% to the Prime Rate as published in the Wall Street Journal two days prior to the beginning of the new month. | N/A | N/A | N/A |
| Grace Period for Repayment of Balance | 25 Days | 25 Days | 25 Days | 25 Days | 25 Days |
| Balance Calculation Method for Purchases/Cash Advances | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) |
| Annual Fees | $0 | $0 | $0 | $0 | $0 |
| Minimum Finance Charge | None | None | None | None | None |
| Late Payment Fees | $25 | $25 | $25 | $25 | $25 |
| Over-the-Limit Fees | $25 | $25 | $25 | $25 | $25 |
| Transaction Fee for Purchases/Cash Advances | $0 | $0 | $0 | $0 | $0 |
| NSF Check Return Fee | $30 | $30 | $30 | $30 | $30 |
| as of 06/01/08 12:00 AM |
- Student Visa
- Visa Classic
- Visa Gold
- Visa Platinum Plus
- Visa Secured
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