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Credit Cards > Visa Platinum Plus
Visa Platinum Plus
Reward yourself with our premier credit card, the Visa Platinum Plus Card.
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No annual fee
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Low, fixed 9.9% annual percentage rate on purchases and cash advances
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No fee for balance transfers--see how much you could save
- Credit limits ranging from $5,000 to $20,000
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Rewards program: earn one ScoreCard point for every dollar you spend with your Platinum Plus card. Points are redeemable for incredible merchandise, recreation, and travel rewards.
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Receive 2,000 bonus ScoreCard points when the card is used for the first time
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No blackout dates for travel rewards
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Travel accident insurance up to $1 million
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Discounts for hotels, car rentals, and more
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Auto rental insurance
Apply for a Visa Platinum Plus card today!
Redeem your ScoreCard points
When the time comes to redeem your points, you can easily combine your Visa Platinum and Rewards Checking ScoreCard points by calling the ScoreCard service center at 800.854.0790.
Visit the Scorecard Reward's website to redeem your points, see how many points you have accrued, and to view a catologue of all the incredible items you can get with your points. All you need is your Visa card number.
Traveling out of the country
Prior to traveling out of the country, please let MCT know which countries you will be visiting and the dates. We will then place a memo on your account, which will prevent your Visa Check Card and Visa Card from possibly being blocked due to unusual activity in those countries.
Take a look at the other MCT Credit Cards to see which one meets your needs.
| Visa Classic | Visa Gold | Visa Platinum | Visa Secured | Student Visa | |
|---|---|---|---|---|---|
| APR for Purchases/Cash Advances | 13.90% | 7.25%*** | 9.90% | 18.00% | 13.90% |
| Variable Rate? | N/A | ***Your APR may vary. The rate for purchases and cash advances is determined monthly by adding 4% to the Prime Rate as published in the Wall Street Journal two days prior to the beginning of the new month. | N/A | N/A | N/A |
| Grace Period for Repayment of Balance | 25 Days | 25 Days | 25 Days | 25 Days | 25 Days |
| Balance Calculation Method for Purchases/Cash Advances | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) | Average Daily Balance (Including New Purchases and Cash Advances) |
| Annual Fees | $0 | $0 | $0 | $0 | $0 |
| Minimum Finance Charge | None | None | None | None | None |
| Late Payment Fees | $30 | $30 | $30 | $30 | $30 |
| Over-the-Limit Fees | $30 | $30 | $30 | $30 | $30 |
| Transaction Fee for Purchases/Cash Advances | $0 | $0 | $0 | $0 | $0 |
| NSF Check Return Fee | $30 | $30 | $30 | $30 | $30 |
| as of 01/01/09 7:00 AM |
