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Convenience Services > Money Talk (Automated Phone Teller) 

Money Talk (Automated Phone Teller)

Your accounts are at your fingertips with this convenient automated service. Just call (240) 599-7400 from any touch-tone phone, and enter your access code and member number to get started. (First-time users can choose their own 4-digit access code.)

Money Talk lets you:

  • Check your account balances
  • Review loan payment information and transaction history
  • Find out if a check has cleared
  • Transfer funds from one account to another
  • Make a withdrawal
  • And more


Click here to download a list of transaction codes.

Money Talk tips:

  • To save time, you can enter your member number, access code and service codes before a recording finishes.
  • When entering a dollar amount, do not enter the decimal point but do include the cents. For example, $75 is entered as 7500.
  • All dates must be entered as 6-digit numbers. For example, June 15th, 2006 would be entered as 061506.
  • Your ‘ID’ refers to the account number for each deposit or loan account that you have here at MCT. Check your statement to verify your ID number or listen to the Open Account Balance List or Open Loan Balance List available through Money Talk.
  • If you are using the Guided Menu Mode, enter the pound sign to return to the previous menu.

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