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Regular Checking
Our checking accounts offer all the features you want, without all those annoying fees you’ll find at other financial institutions. If you like simple, hassle-free checking, this is the account for you!
A Regular Checking Account offers:
- No monthly fees
- No minimum balance requirement
- A free Visa Check Card-- use it to pay for purchases (select the credit option) and to make ATM withdrawals
- Surcharge-free* CU24 CU Here Premium ATMs
- Free Online Banking with free eStatements, eAlerts, and Web Bill Pay
- Free online check images
- Money Talk (telephone banking): 240.599.7400
- Overdraft protection from your savings account
Even if you don't live near an MCT branch, it's still easy to access your checking account by using our electronic services or visiting a Credit Union Shared Branch.
It’s easy to switch your checking account to MCT!
Step 1:
Open your Regular Checking Account.
- Online Banking: If you’re already an MCT member, you can open a checking account through Online Banking.
- Online: Complete an online application
- Branch: Visit any MCT branch
- Phone: 301.948.9880
Step 2:
Use MCT's Switch Kit.
MCT's switch kit provides step-by-step instructions and customizable letters that will help you change your direct deposit, switch over your automatic payments, and close your old checking account(s). There is even a checklist so you won’t miss a thing.
* Surcharge fee: this is the fee that the financial institution who owns the ATM charges for transactions.
