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Checking & Savings > Member Rewards: Scholar Series 

Member Rewards: Scholar Series

The more deposit and loan services you use at MCT, the higher the rewards status you’ll enjoy — and the more you’ll save!

Level One includes your basic MCT savings account and all the advantages that membership has to offer. Add a checking account, loan and/or certificate and you'll begin enjoying the special rewards of the Scholar Series. Just take a look at the chart below for a detailed listing of the benefits you'll receive at each rewards level. Use more services – enjoy more rewards! Start with your basic MCT Savings Account, then graduate to higher reward levels by adding a checking account, loans and/or certificates.


  Primary Level 2
Two Active Accounts
 Graduate Level 3
Three Active Accounts
 Honors Level 4
Four or More Active Accounts & Less Than $50,000 total deposits and/or loans
 Masters Level 5
Four or more Active Accounts & $50,000 or more in total deposits and/or loans
Web Bill Pay1 
 Free Free Free Free
Foreign ATM Transaction Fee2
 Four transactions refunded per month5
  Six transactions refunded per month5 All fees refunded5 All fees refunded5
Consumer Loan Discount3
   .25% discount per loan
 .50% discount per loan
.50% discount per loan
Share Certificate Bonus4
   .25% bonus
 .50 % bonus
.50 % bonus
Travel Checks
     No charge
 No charge
Visa Platinum
       Two points for every $1 charged

  1. Web Bill Pay account must be active with at least one transaction per month to receive free service.
  2. Surcharges may still apply.
  3. Offer valid for fixed rate/fixed maturity vehicle and personal loans only.
  4. Offer valid for certificates with a maturity of one year and longer.
    5. Fees are automatically refunded at the end of the month.

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