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Checking & Savings
Money moves in and out of your account every day. Our checking and savings accounts are designed to help you control how. At MCT, we have a variety of checking and savings options that provide convenience, low fees, and dividends to all of our members. And with Online Banking and access to over 50,000 ATMs, you’ll always have control of your money. Use our convenient switch kit to get started.
Checking
All MCT checking accounts come with a Visa® check card, access to over 50,000 surcharge-free ATMs, direct deposit, free check imaging, and more.
Our base checking account offers all the features you need. With a free box of checks and access to Online Banking to keep track of your check writing, this is a great no-frills option.
If you keep a substantial amount of money in your checking account, this is a great option. You’ll earn monthly dividends with an account balance over $1,000.*
Take control of your money. With all of our great features, plus free ATM usage until you’re 23, this is the best option for students on the go. Check out our Student Banking package for more great financial tools.
With low minimum balances and fees, our Business Checking accounts won’t affect your bottom line.
Treat yourself to our top-of-the-line checking account. High-yield dividends, waived fees on a variety of transactions, and ScoreCard rewards points to fit your lifestyle.
Get More for your money!
With discounts on your favorite brands, you can stock up on essentials without breaking your budget just by making purchases with your MCT Visa check card or credit card.Click here to view available store discounts.
Savings
No matter what you’re saving for or how much you start with, our savings accounts can help you grow your money. With basic accounts, Club Accounts with features to help you save, and even high-yield certificates,
Regular Savings
Our regular savings accounts are standard for all members. From there, there’s no limit to how much your savings can grow.
Club Savings accounts
Club Savings accounts help you save money for vacations, expenses, and more. With automatic transfers, quarterly disbursements, and more, this is a great starting option. We even have a Summer Paycheck Savings account designed just for teachers.
Money Market Accounts
If you have a little more money saved up, a Money Market Account is a great option. Earn high-yield dividends with the flexibility to access your funds when you need them. *
With a variety of terms and minimum deposits, our certificates offer something to anybody looking for a safe haven for their cash.
We have IRA options ranging from short-term, high-liquidity funds for members on the go, to long-term, high-yield accounts for the long haul. Either way, we can help make your retirement dreams a reality.
Security for Peace of Mind
All MCT accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. For more information on how your accounts are insured, click here.
Student Banking Package
You're never too young to learn how to manage money. That's why MCT has created a Student Banking Package for students between the ages of 12 to 21. Business Accounts
Small business owners can benefit from a variety of accounts, and services here at MCT. Click here for details.
Member Rewards
Get the most from your membership with special rewards based on the relationship that you have with MCT.
Open an MCT savings or checking account!
Online Banking: If you’re already an MCT member, you can open a savings account through Online Banking.
Branch: Visit any MCT branch
Phone: 301.948.9880
