Checking & Savings
Checking Accounts
Whether you’re looking for a no-fee checking account with convenient accessibility or a more comprehensive account with dividends, MCT has an account for you!
All of our checking accounts come with surcharge-free* access to over 32,000 ATMs nationwide through the Allpoint network as well as FREE Online Banking, Web Bill Pay, eStatements, and eAlerts. Select the account that works best for you!
Savings Accounts
Whether you’re putting money aside for a rainy day or saving for a vacation, MCT is here to help. As a member-owned, not-for-profit cooperative, we’re able to return profits to you in the form of higher dividend rates.
- Regular/Special Savings
- Custodial Accounts
- Club Savings Accounts:
- Money Market Accounts
- Certificates
- Individual Retirement Accounts (IRAs)
Student Banking Package
You're never too young to learn how to manage money. That's why MCT has created a Student Banking Package for students between the ages of 12 to 21.
Business Accounts
Small business owners can benefit from a variety of accounts, and services here at MCT. Click here for details.
Member Rewards: Scholar Series
Get the most from your membership with special rewards based on the relationship that you have with MCT.
Security for Peace of Mind
All MCT accounts are insured up to $100,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Your Individual Retirement Accounts (IRAs) are insured separately up to an additional $250,000.
Open an MCT savings or checking account!
Online Banking: If you’re already an MCT member, you can open a savings account through Online Banking.
Online: Complete an online application
Branch: Visit any MCT branch
Phone: 301.948.9880
Poll
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