Home Buying Process
There are several steps to finding and buying a home. Your challenge is to put the home buying steps in the ...
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Holiday Club Savings
Make holiday shopping easy by opening a separate savings account. Our Holiday Club Savings* will help you save money regularly for holiday gift buying. It runs from November 1 through October 31 of the next year, but you can join at any time with any size deposit. Holiday Club funds accumulated throughout the year will be automatically transferred to a share of your choice on November 1st…just in time for holiday shopping!
Features:
• No minimum balance requirement
• Dividends compounded and paid monthly
• Set aside as much as you like each month— make it easy by setting up automatic transfers
Open a Holiday Club Savings Account today!
Online:
If you’re already an MCT member, you can open a Holiday Club Savings Account through online banking.- Select “online services” and click “add an account”.
- You'll have the option to set-up direct deposit or redirect a portion of your existing direct deposit to your new Holiday Club Savings Account.
Mail:
Complete a membership application and direct deposit form. Upon completion mail to MCT Federal Credit Union, P.O. Box 1250, Rockville, MD 20849. Please include how much you would like allocated to your new Holiday Club Savings Account each pay period. If you already have direct deposit coming to MCT, you don't need to complete a direct deposit form but you still need to let us know the allocation amount.
Phone:
Call MCT at 301-948-9880.Branch:
Stop by an MCT branch.*To help you resist the temptation to dip into your club savings accounts, withdrawals are restricted and subject to a withdrawal fee. (See fee schedule for details.) If there is no activity on the savings for six (6) months, and there is a zero balance, the savings will be closed.

