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Surcharge Free ATMs and Shared Branches
Enter your zip code to find a surcharge-free ATM, MCT branch, or shared credit union branch.

Checking & Savings > Checking > Dividend Checking 

Dividend Checking

If you keep a checking balance of $1,000 or more, a Dividend checking account is one of the best account options for you to get more with your money.  Plus, MCT charges no fee if your average daily balance falls below $1,000.

A Dividend checking account offers:
  • No monthly fees
  • Monthly dividends 
  • A free Visa Check Card-- use it to pay for purchases (select the credit option) and to make ATM withdrawals
  • 15,000 surcharge-free* CU HERE Premium ATMs
  • Free Online Banking with free eStatements, eAlerts, and Web Bill Pay
  • Free online check images
  • Money Talk (telephone banking): 240.599.7400
  • Overdraft protection from your savings account

 

Even if you don't live near an MCT branch, it's still easy to access your checking account by using our electronic services or visiting a Credit Union Shared Branch. 

 

 

It’s easy to switch your checking account to MCT!

  • Branch: Visit any MCT branch 
  • Phone: 301.948.9880


 

* Surcharge fee: the fee that the financial institution who owns the ATM charges for transactions.


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