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Checking & Savings > Checking > Dividend Checking
Dividend Checking
A Dividend checking account offers:
- No monthly fees
- Monthly dividends
- A free Visa Check Card-- use it to pay for purchases (select the credit option) and to make ATM withdrawals
- 15,000 surcharge-free* CU HERE Premium ATMs
- Free Online Banking with free eStatements, eAlerts, and Web Bill Pay
- Free online check images
- Money Talk (telephone banking): 240.599.7400
- Overdraft protection from your savings account
Even if you don't live near an MCT branch, it's still easy to access your checking account by using our electronic services or visiting a Credit Union Shared Branch.
It’s easy to switch your checking account to MCT!
- Branch: Visit any MCT branch
- Phone: 301.948.9880
* Surcharge fee: the fee that the financial institution who owns the ATM charges for transactions.

