Home Buying Process
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Branches & ATMs

MCT Branch Locations:
MCT has 4 branches located in Montgomery County Maryland. We also have 9 In-School branches which are run by students. Find a branch location near you.Shared Branch Locations:
Over 2,800 credit unions across the country have joined together to offer a network of shared branches. Through this network, MCT members can visit other credit union branches to make transactions on their MCT account. For example, if you’re going to Walt Disney World®, you could visit a credit union in Orlando, Florida and make any of the following transactions on your MCT account:
• Make deposits and withdrawals
• Make loan payments
• Make transfers between accounts
• Purchase Money Orders,Travelers Checks and Official Checks
• Obtain cash advances and balance inquiries
When you visit a Shared Branch:
• Let the representative know that you are a member of MCT
• Provide your MCT account number
• Provide a valid government-issued photo ID: driver’s license or U.S. passport
Finding a Shared Branch is Easy! There are over 2,800 shared branch outlets across the United States. Click here to find a branch near you.
Please note that while transactions at Shared Branches are free-of-charge, the ATMs are not necessarily surcharge-free unless the CU24, Allpoint, or STARsf ATM logos are present.
ATM Locations:

All MCT branches have an ATM that allows you to withdraw cash, transfer funds, and check balances any time—day or night. Need to make a deposit? There is no need to wait in the teller line or rush to make it to the branch before it closes. You can make deposits at all MCT ATMs. We’ve taken measures to ensure that your deposits are processed quicker and holds are released sooner.
Additional Surcharge-Free ATM networks*:
* Surcharge-free means that the financial institution who owns the ATM won’t charge you a fee to make a withdrawal. MCT charges a $1 foreign ATM fee (non MCT ATMs) which is reimbursed through the Scholar Series Program.
Enter your location to find branches near you:
Show all MCTFCU Branches & ATMs:


