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Fees & Disclosures 

Fees & Disclosures

MCT Federal Credit Union
Fee Schedule

 Account Closure  $5.00; if closed within 6 months of opening
 Account Research  $50.00 per hour ($25.00 minimum)
 ATM Fees (Non-MCT machine)
 Withdrawals
 Balance Inquiries

$1.00 per transaction
$1.00 per transaction
 Attorney Referral Fee  $85.00/$120.00 (if suit filed)
 Bad Address  $5.00 (if not notified by member)
 Bill Payment Inactivity Fee  $5.95/month
 Business Checking (under $2,500)  $15.00/month
 Business Withdrawal  $0.25 per withdrawal in excess of 40 withdrawals per month
 Check Cashing  $5.00
 Check/Credit Card Rush Replacement  $25.00
 Check Withdrawal (3rd Party)  $5.00

 Copy of MCT
 Check or Money Order

 $10.00
 Courtesy Pay+  $30.00
 Document Copy and Account Printout  $5.00 per page

 Foreign Check Deposit   (Canadian Only)*

 $25.00
Holiday Club,Summer Paycheck,and Vacation Club Early Withdrawal Fee $25.00
Inactive Account (Checking/Savings)  $3.00/month after 12 months
 Late Loan Payment  5% or $25.00 (whichever is greater)
 Loan Coupon Book Replacement  $10.00
 NSF (Non-Sufficient Funds)  $30.00
Replacement ATM Card/PIN  $10.00
Replacement Visa Check Card  $5.00 (1 free card per year)
 Special Request**  $30.00
 Stop Payment(s)**  $25.00
 Tax Levies & Attachments  $75.00
 Travelers Checks  1% of total transaction
 Verification of Deposit/Credit  $10.00
 Visa Late Payment Fee  $25.00
 Visa Overlimit Fee  $25.00
Wire Transfers/Traces – Outgoing
Domestic
Foreign

$20.00
$45.00 minimum

 +Fee imposed for overdraft created by checks or by other electronic means.
*MCT only accepts checks drawn on U.S. or Canadian banks.
**Per Item or same day series.

Fees are subject to change without notice.

 

Account Disclosures


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