MCT Federal Credit Union

It's possible to have too many credit cards. Experts recommend having no more than one or two major credit cards, a charge-only card, and a store card ...
> More Tips

Fees & Disclosures

Text Size:

Hello Print Page:

MCT Federal Credit Union
Fee Schedule

Account Closure	$5.00; if closed within 6 months of opening
Account Research	$50.00 per hour ($25.00 minimum)
ATM Fees (Non-MCT machine) Withdrawals Balance Inquiries	$1.00 per transaction $1.00 per transaction
Attorney Referral Fee	$85.00/$120.00 (if suit filed)
Bad Address	$5.00 (if not notified by member)
Bill Payment Inactivity Fee	$5.95/month
Business Checking (under $2,500)	$15.00/month
Business Withdrawal	$0.25 per withdrawal in excess of 40 withdrawals per month
Check Cashing	$5.00
Check/Credit Card Rush Replacement	$25.00
Check Withdrawal (3rd Party)	$5.00
Copy of MCT Check or Money Order	$10.00
Courtesy Pay+	$30.00
Document Copy and Account Printout	$5.00 per page
Foreign Check Deposit (Canadian Only)*	$25.00
Holiday Club,Summer Paycheck,and Vacation Club Early Withdrawal Fee	$25.00
Inactive Account (Checking/Savings)	$3.00/month after 12 months
Late Loan Payment	5% or $25.00 (whichever is greater)
Loan Coupon Book Replacement	$10.00
NSF (Non-Sufficient Funds)	$30.00
Replacement ATM Card/PIN	$10.00
Replacement Visa Check Card	$5.00 (1 free card per year)
Special Request**	$30.00
Stop Payment(s)**	$25.00
Tax Levies & Attachments	$75.00
Travelers Checks	1% of total transaction
Verification of Deposit/Credit	$10.00
Visa Late Payment Fee	$25.00
Visa Overlimit Fee	$25.00
Wire Transfers/Traces – Outgoing Domestic Foreign	$20.00 $45.00 minimum

+Fee imposed for overdraft created by checks or by other electronic means.
*MCT only accepts checks drawn on U.S. or Canadian banks.
**Per Item or same day series.

Fees are subject to change without notice.