Educator Loan*

Whether you are new to the area and need money to cover relocation expenses or you are getting ready for classes and need money for supplies or a new wardrobe, this is a great loan to help you kick off the new school year.  You can borrow up to $2,500 for up to 12 months. 

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Preferred School Employee First Time Vehicle Loan*

We designed this special new/used vehicle loan to help you get the financing you deserve when you are starting your career as an educator.  MCT makes the auto buying and refinancing experience super easy with our Everything Autos program.  

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ACET Loan

In partnership with Montgomery College and MCPS, MCT is offering a loan to help cover the cost of the Alternative Certification for Effective Teachers (ACET) Program.

• Borrow up to $10,000
• Rates as low as 8.00% APR**
• Make interest-only payments while in the program, then choose a repayment term for up to five years upon completion

*Direct Deposit and Direct Pay (payments made directly from your Direct Deposit) is required to qualify for this loan.
**Annual Percentage Rate subject to an evaluation of applicant’s past credit performance.

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