MCT is now offering rates as low as 2.875% APR* for a 10-year fixed rate loan and as low as 3.875% APR* for a 30-year fixed rate loan. With rates this low, it’s the perfect time to buy your first home or move up to a bigger house. For members who already have a mortgage, you can put money back in your pocket by refinancing.
MCT’s Mortgage Specialist will walk you through the entire process of buying a home or refinancing. The first step is to schedule a free consultation to discuss your unique needs by calling 240.599.7523. From there, we will provide you with different financing options that make sense for you.
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Types of mortgages offered:
- Fixed Rate Mortgage: The interest rate and monthly payment will remain the same throughout the loan.
- Adjustable Rate Mortgage: The interest rate and monthly payment will fluctuate over the life of the loan.
- FHA Mortgage: The loan is insured by the Federal Housing Authority (FHA) and allows you to purchase a home with a down payment as low as 3.5% of the purchase price and flexible qualifying guidelines.
- VA Mortgage: You may be eligible for a VA loan if you are currently in the United States military or if you have ever served in the United States Armed Forces. A VA mortgage allows you to purchase a home with little or no downpayment and no mortgage insurance.
