MCT’s Everything Autos program offers one-stop shopping when it comes to buying a new or used vehicle. Members can also save money by refinancing vehicles currently financed with another financial institution (limited to the past 5-model years). To get pre-approved today, call 301.948.9880 or apply online.
Low rates!
At MCT, you can alway find low rates for new and used vehicles. Learn how to SAVE more by taking the dealership’s rebate and financing your loan with MCT. View video.
Rates Calculators Apply Now Helpful auto resources
We’ll shop for you!
Let MCT know the make, model, and features you want, and we’ll find the car and negotiate the lowest price possible through our Everything Autos program. This is a free service that can be used to buy a new or used vehicle. To get started, call 240.599.RIDE today!
We make it easy for you to shop!
For members who enjoy negotiating with the dealer, we’ll give you an Express Check. When you’re ready to buy, write the check out to the dealer for up to your approved loan amount (notated on the check), sign, and drive.
Additonal bells and whistles!
- Flexible payments: Select a payment plan that works for you: pay bi-weekly when you get paid, monthly, or only 10 months during the school year.
- Gap Insurance: You can get GAP insurance for $300 (typically sold at the dealer for $800 or more).
- Auto insurance: Save even more with discounted auto insurance.
- Appraisal services: If you need an appraisal, schedule an appointment with Joe Boone at Century Auto Sales by calling 240.685.3022 (office) or 410.570.5923 (cell). You can even have the appraisal done at an MCT branch.
Member testimonials about Everything Autos
“Thanks again for having such an amazing staff that makes everyone feel like family.”
- Douglas Cable
“Having someone from MCT represent me throughout the auto-buying process eliminated the anxiety associated with shopping for a new car.”
- Vernon Daley
“…super easy and painless. A great car buying experience.”
- Marjani Isreal








