Benefits
A brief summary of the benefits offered...
Medical
- Employees are eligible for medical, dental, and vision benefits effective the first of the month following 30 consecutive calendar days of employment.
- UnitedHealthcare Medical Choice Plus Plans
- MCT pays 90% of the employee premium and 75% of remaining premium for full-time employees.
- MCT pays 50% of the total premium for part-time employees working at least 20 hours/week.
Dental
- UnitedHealthcare Choice Plus Dental Plan – MCT pays 85% of the employee premium and 50% of remaining premium for full-time employees.
- MCT pays 75% of the employee premium for part-time employees working at least 20 hours/week.
Vision
- UnitedHealthcare Vision Plan - Employees are responsible for 100% of the premium.
Flexible Spending Accounts
- Employees are eligible to allocate pre-taxed dollars for medical and/or dependant care expenses.
^Life Insurance
- Mutual of Omaha Group Basic Term Life Insurance/AD&D (employer funds 2x annual salary).
^Disability
- Mutual of Omaha Short & Long Term Disability (employer funded plan; employees are eligible following completion of 1 year of service).
401(k) plan
- Employees are eligible at age 21 and must have completed three months of service during which they have worked at least 250 hours. MCT will match 100% of the first 4% of the employee contribution (safe harbor match).
Employee Assistance Program
- Lifeworks confidential, free service offered to all employees and their family members 24/7.
Educational Assistance Program
- Employees are eligible following completion of 90 days of service. Maximum annual benefit of $3500 for undergraduate and certification courses.
Paid Time Off
- Employees are granted paid time off upon their date of hire (based on hours worked and length of service).
Paid Holidays
- Employees are compensated for approved holidays that fall on their regularly scheduled work day.
Bereavement Leave
- Employees are eligible for time off with pay in the event of death in their immediate family.
In House Fitness Center
- The Fitness Center is located in the corporate building and is available to all employees.
Credit Union Membership
- Employees are eligible to join the credit union upon their date of hire. Along with free membership, employees can take advantage of a variety of additional free products and services.
^ Denotes benefits for full-time employees only
The contents of this page are intended as a general overview of benefits offered and may be amended at any time. Additional restrictions may apply.
MCT Federal Credit Union
P.O.Box 1250 • Rockville, Maryland 20849-1250
Problems/Questions? Call us at 301-948-9880 or 1-800-497-6290