MCT has been proudly serving the educational community of Montgomery County Maryland since 1950. To open an account and start enjoying the benefits of membership, please visit an MCT branch. Once you’re a member, your family members also qualify for membership.
Unlike traditional banks, MCT is a not-for-profit financial institution that is owned by the people who save and borrow there. MCT does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form lower loan rates. MCT is focused on creating services for our members that help you grow your hard-earned money as fast and as safely as possible. Some of these services include:
Everything Autos
We’ll find the car you want and negotiate the lowest price possible. Just tell us the make, model, and features, and we’ll do the legwork to find you the best deal. Then, you can finance with MCT’s low rates and set up payments to fit your budget including 10-month payments for school employees. We also offer discounted GAP, auto insurance, and more! MCT’s Everything Autos program allows you buy a vehicle the most convenient way for you!
Low Rate Mortgages
MCT offers conventional loans, FHA and VA loans, fixed rate loans, and adjustable rate loans at low rates to help you buy the home you want with a manageable monthly payment. If you’re looking to buy a home, refinance, or you’re ready to move up to your next home, we can help.
MCT Financial Advisors
Get a free consultation with Matt Beyer or Tom Bonorden, Certified Financial Planners. No matter what stage of life you’re going through, getting married, starting a new job, having a baby, or looking to retire, Matt and Tom will help you plan for your future.
Convenience
Take advantage of MCT’s FREE checking with FREE Web Bill Pay and access to over 15,000 nationwide surcharge-free ATMs. In addition to our branches, members can bank online 24/7 or visit over 4,500 shared credit union branches to conduct transactions at if they were at an MCT branch.
